Last updated: April 10, 2026
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and H Group Digital LLC ("Company," "we," "us," or "our"), governing your access to and use of The Ledger mobile application ("the App") and any related services (collectively, the "Services").
By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Services.
We reserve the right to modify these Terms at any time. We will provide notice of material changes by updating the "Last updated" date above. Your continued use of the Services after any changes constitutes your acceptance of the revised Terms.
You must be at least 18 years of age to use the Services. By using the App, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are under 18, you may not create an account or use the Services.
To access certain features of the App, you must create an account using a valid email address and password. You are responsible for:
We reserve the right to suspend or terminate your account at our discretion if we believe you have violated these Terms.
The Ledger is a personal bill tracking and financial organization application. The App allows users to:
The Services are intended for personal, non-commercial use only. You may not use the App for internal business operations, commercial purposes, or on behalf of any third party.
The App offers a free tier with limited features and a Pro upgrade available as a one-time purchase of $6.99 (USD). The Pro upgrade unlocks additional features including unlimited recurring bills, unlimited recurring paydays, and unlimited people.
All purchases are processed through Apple App Store or Google Play Store. We do not directly collect, store, or process any payment card information. All payment transactions are subject to the terms and policies of the applicable app store.
Payment must be made in US dollars using payment methods accepted by the applicable app store, which may include Visa, Mastercard, American Express, and Discover.
We reserve the right to modify pricing or features at any time. Any price changes will not affect purchases already completed.
Because all purchases are processed through Apple App Store or Google Play Store, refund requests must be submitted directly to the applicable app store in accordance with their refund policies. We do not process refunds directly.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the App on mobile devices that you own or control, solely for your personal, non-commercial purposes.
This license does not allow you to:
You agree not to engage in any of the following activities in connection with the Services:
The App, including but not limited to its source code, design, graphics, user interface, text, images, logos, and all other content, is the exclusive property of H Group Digital LLC and is protected by copyright, trademark, and other intellectual property laws.
All trademarks, service marks, and trade names used in the App are the property of H Group Digital LLC. You may not use any of our trademarks without our prior written consent.
If you provide us with any feedback, suggestions, or ideas regarding the App or Services, you grant us a non-exclusive, worldwide, royalty-free, irrevocable, perpetual license to use, modify, and incorporate such feedback for any purpose without compensation or credit to you.
The App may contain links to third-party websites or services that are not owned or controlled by us, including payment URLs that users enter for their bills. These links are provided for convenience only.
We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused or alleged to be caused by or in connection with the use of any third-party websites or services.
We strongly recommend that you read the terms and privacy policies of any third-party websites or services that you visit.
The Ledger is a bill tracking and organizational tool only. The App does not provide financial advice, tax guidance, investment recommendations, or payment processing services.
All bill amounts, due dates, payment status, income figures, and other financial information displayed in the App are entered and managed solely by you, the user. We do not verify the accuracy of any information you enter.
We are not responsible for:
You are solely responsible for ensuring that your bills are paid on time and that the information you enter in the App is accurate and up to date. The App is not a substitute for reviewing your actual bills, bank statements, and financial records.
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
To the fullest extent permitted by applicable law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
We do not warrant that:
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL H GROUP DIGITAL LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICES.
Our total aggregate liability for all claims arising out of or relating to these Terms or the Services shall not exceed the total amount paid by you to us in the six (6) months preceding the event giving rise to the claim.
This limitation of liability applies regardless of the legal theory on which the claim is based, whether we have been advised of the possibility of such damages, and whether a remedy set forth herein is found to have failed its essential purpose.
Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless H Group Digital LLC and its officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:
To expedite resolution and reduce the cost of any dispute, controversy, or claim related to these Terms ("Dispute"), you and we agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration. Such informal negotiations commence upon written notice from one party to the other at support@gettheledger.app.
If informal negotiations fail to resolve the Dispute within 30 days, either party may initiate binding arbitration. The arbitration shall be conducted in Arkansas, United States, and shall be administered in accordance with the rules of the American Arbitration Association (AAA).
The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.
If arbitration fees are deemed excessive by the arbitrator, we will pay the portion of fees that the arbitrator determines are excessive.
You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action, collective action, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration against us.
Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.
Any cause of action or claim you may have arising out of or relating to these Terms or the Services must be commenced within one (1) year after the cause of action accrues. Otherwise, such cause of action or claim is permanently barred.
These Terms shall be governed by and construed in accordance with the laws of the State of Arkansas, United States, without regard to its conflict of law provisions.
If a Dispute proceeds in court rather than arbitration, it shall be brought exclusively in the state or federal courts located in Arkansas, United States, and you consent to the personal jurisdiction of such courts.
We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Upon termination:
You may terminate your account at any time by contacting us at support@gettheledger.app or by using the account deletion feature within the App.
Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, and share your personal information. By using the Services, you consent to the practices described in our Privacy Policy. Our Privacy Policy is available within the App and at our website.
We reserve the right to modify, suspend, or discontinue any part of the Services at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Services.
We may also update the App from time to time. You may need to update the App to continue using the Services. We do not guarantee that updates will always be available or that they will be compatible with your device.
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it shall be severed from these Terms. The remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and H Group Digital LLC regarding your use of the Services. These Terms supersede any prior agreements, communications, or understandings, whether written or oral, relating to the subject matter herein.
No waiver of any term or condition shall be deemed a further or continuing waiver of such term or any other term. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
If you have any questions or concerns about these Terms, please contact us at:
H Group Digital LLC
63 Crain Drive
Bryant, AR 72022
United States
Email: support@gettheledger.app
Phone: (501) 512-0770
© 2026 H Group Digital LLC. All rights reserved.